For the past couple of months i have been working part-time at one of our local banks. Before working with the bank, i worked for an Insurance Company ( so basically i have robbed and scammed so many in just 4 years, working with the most & best scam artists in the business, i am not proud).
When i worked with the insurance company i always was surprised with the clients that come and beg to reduce the bill if not by at least 50KD, and how they beg for pardon or special circumstances and so on. I used to say come on, its just 50KD or a 250KD, the rest is paid by the insurance company (although now i know how they feel as i just fixed my cars gear for 900KD).
Now that i work at the bank, as a call center agent, i recieve many & various phone calls from all sorts of clients. From the clients that ask what happened to the 50 fils that has been deducted (ya3ni abi aj3as) to the most heard question "CHAM YESTI7EQLI 7AG EL QARTH?" (translated to english: How much loan credit do i deserve?)
i have realised (in a very sad way) that i think 60% of Kuwait's population are living off debt. It is in no wonder that they keep calling "BO RAMYA !! sh9aar 3ala 6ay7at el qirooth??!" (translation: what happened to the loan pay off from the government?)
i for one am against it, why? because it is unfair to the people who DID NOT take a loan, who have worked their butts off to pay bills and support their family, while these folks take loans to buy fancy cars, pay for expensive trips and so on.
60% of this nation are in debt!! that is alot!!
In my opinion, Personal Loans should be stopped for the next five years (not corporate loans, since the banks do need some sort of income, i am generous in that matter) . People need time to settle their debts if not atleast pay off some load. Just watching the numbers makes me feel bad, like this whole load on my shoulders, no wonder many call shouting & screaming, but i do blame them, they put themselves in those situations. Albeit that many really do need those loans, but those people are a rarity.
STOP THE LOANS!! WORK HARDER & LIVE WITHIN YOUR OWN MEANS!! it is this shallow society that we live in that really pisses me off, people have to have the latest cars, mobiles, houses, and looks is everything. I can get you a guy driving around in an Aston Martin who has only 15 KD in his bank account (10 KD belonging in the account, so 5KD is only available for use) & a guy driving around in a Toyota Corolla with MILLIONS in his bank account.
Its all about self confidence and how much you appreciate money and the life you live.
Fellow Camels, Looks is not everything, because it never lasts. That in my opinion is the biggest rip off in the history of business, something called "ITS THE NEW THING IN TOWN". I call it, the new blood sucking invention.
Signed, Sealed & POSTED
MR. Funky Camel
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